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| 30 Yr Monthly Payment | Minimum Payment2 | Monthly Savings3 | |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
| Other Payment Options | |
| Interest Only Payment: | $2,134.17 |
| 40 Year Payment: | $0.00 |
| 15 Year Payment: | $0.00 |
Effective Interest Rate4 (Index + Margin): 5.122%
Assumptions:
1 The low initial Minimum Monthly Payment is calculated based on the low initial start rate. Rates are for calculation purposes only, please call your loan officer for rate quotes.
2 Paying the Minimum Monthly Payment will result in deferred interest, which will be added to the principal balance and increase your loan amount. This is called negative amortization. For the first 5 years the minimum payment will increase 7.5% over the previous year.
3 The Monthly Savings is calculated using the current Index + Margin. Rate increases or decreases are not computed. Monthly Savings compares the 30 Year Payment to the Minimum Payment.
4 The Effective Interest Rate is the rate the Lender charges each month. It is equal to the Index Rate + Margin. The Index + Margin yield may change each month as the Index rate changes.
 One Stop Loans - 28494 Westinghouse Place, Suite 304 - Valencia, CA 91355 Office Phone: (661) 253-1363 Fax: (661) 554-7056 Toll Free Phone: (800) 472-6190 One Stop Loans is a Mortgage Loan Broker, licensed by the CA Dept. of Real Estate under License #01436401. One Stop Loans does not provide accounting, tax or legal advice, and cannot guarantee the tax-deductibility of any interest or fees paid. We recommend that you consult your CPA, tax accountant, or attorney for proper advice. For questions or comments related to this site please contact our Webmaster: mailto:webmaster@onestoploans.info For Customer Service questions or issues, contact our Customer Care Dept. at support@onestoploans.info Rates and fees are subject to change without notice. 
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